Carol Van Wyk
Michele Marits
English 111:
English Composition 1
26 April 2008
A Plate
of Pancakes
With
today’s technology what used to be a long and complicated process has become a
simple task. Banking for instance involves almost no effort; paychecks are
automatically deposited and transfers take only the click of a mouse. Check
writing has been replaced with the swipe of a Visa check card. Yet, as the
process gets easier, the possibility of the risk of human error remains the same.
Security measures have been increased on the corporate side, but how do you
protect yourself from yourself? What happens when the person on the other end
of your transaction doesn’t pay attention?
It
had been a long six months and my girlfriend, Shelly, and I were looking
forward to a small vacation. Our husbands had recently come home from
deployment and the everyday challenge of being single, working mothers had
taken its toll on us. We needed to relax. We booked a hotel in Williamsburg,
made reservations at a day spa and explained to our husbands that since we
worked all year long half
of
the tax returns were technically ours to spend.
The
second day of our mini getaway, we were off to spend an exuberant amount of
money at the outlet malls, but not before we fueled our shopping engines.
Stopping off at a small, family-owned restaurant, we enjoyed pancakes and eggs
topped with the argument over the bill.
“I’m
paying for breakfast this morning” I exclaimed.
“No.
You paid for the hotel and I have cash in my wallet let me get this one” Shelly
argued. The discussion over the bill went on for about five minutes when the
waitress finally brought us the check.
“Shelly
don’t be silly, you paid for breakfast and dinner yesterday, it’s only fair
that I pay for breakfast this morning. It’s only $20 and if you really feel
that you still owe me for the hotel you can buy me some coffee later.” She
agreed. I gathered my purse and my coat and walked to the cash register.
“Was
everything ok?” The hostess asked me.
“It was
delicious, thank you.” I replied
She
rang up the check on an older style cash register.
“Your
total is $20.86.” She told me.
“Do
you take Visa?” I asked
I
handed her my check card when Shelly walked up to the register. As we discussed
which stores we wanted to start with or whether or not we should buy
our
husbands anything the hostess handed me the credit slip to sign along with a
pen. I looked at the slip I was about to sign and lost my breath.
“Um
excuse me?” I said to the hostess “There seems to be some mistake.”
“I’m
sorry?” She replied.
“Well
either your register printed this wrong, or this is the most expensive
breakfast I have ever eaten.”
I
pointed to the total on the credit slip and showed the hostess what I was
referring to.
“According
to this slip, I just paid $2,086.00 for a plate of pancakes! Which while they
may have been good, they weren’t that good.”
The
hostess looked as shocked as Shelly and I were. “Oh my gosh! I am so sorry!
I’ll void that out right away!”
With
some reluctance, I handed her my card again. The hostess was voiding the
transaction and putting the correct charge on my check card when I heard a
faint chuckle from Shelly. She had a smirk on her face and an ‘I told you so’
look in her eye.
“Shut
up Shelly, I don’t want to hear it right now.” I said with a little more
attitude than I wanted.
“I
told you I had cash.” She said. Then to the hostess “I’m curious, how exactly
does a person get charged $2,000 for a $20 bill?”
The
hostess explained to us that their typical register was broken and the one she
was using was an older model than what she was used to.
“I
must have forgotten the decimal point when punching in the total amount.” She
said. “On our other register you don’t have to do that.”
Unbelievable,
I thought, that someone could forget the simplest of things when working with
other people’s money. But with the mistake being caught and the transaction
being voided there was no use in getting upset over it.
Twenty
to thirty minutes later Shelly and I were happily sorting through the sale
racks at Anne Taylor Loft. After trying on several outfits and making fun of
the ones we didn’t like we stood in line to check out.
Joking
with the sales clerk I said “if my card doesn’t go through you can bill The
Pancake House up the street.”
The
sales girl looked at us confused and we explained the situation.
“You
should call your bank.” She told us. ”Something like that happened to me once
and it took almost a week to get my money back.”
Outside
the store I decided it would be a good idea to look into my checking account
and see exactly what was going on. I didn’t have a computer handy and didn’t
want to call customer service if everything was fine so I took another route. I
called my husband and asked him to log into my checking account and tell me the
balance.
“It
says you have $8.” He told me.
“Can
you tell me what the transactions read?” I asked him although I wasn’t sure if
I wanted him to know I had been overcharged that much.
“It
says here there is a charge at Anne Taylor, The Crowne Plaza, and $2,000 at The
Pancake House? What the heck is going on up there?”
I
told him what happened and assured him I would be calling the bank immediately
to find out what exactly was going on.
On
the phone with customer service, the representative explained to me that since
I had used my Visa check card and the funds were available in my checking
account, the transaction posted within seconds. However, a voided transaction
doesn’t work the same way. Paperwork is involved and the bank must wait to
receive all daily receipts and void slips from the restaurant before being able
to credit any lost money to an account. I would get my money back but when was
another issue.
The
rest of the day I walked through the mall with Shelly helping her decide what
clothes looked good or which watch to get. On the way home she
suggested
that we make this trip a yearly treat for ourselves. I agreed that I had fun
and that it wouldn’t be a bad idea.
“But
Shelly,” I said “if we ever do this again, we’re paying cash for everything.”
Word
Count: 1,120