The Home Loan Center

The Rent VS. Buy Dilemma

Most people who rent can actually afford to buy their own homes. So what’s stopping them?

A lot of people believe that owning a home requires a big down payment...which is difficult to save while paying all their regular monthly bills. Others are convinced they wouldn’t qualify for a mortgage, and that the payment would be too much anyway.

Additionally, just about everyone is overwhelmed by the process of buying a home. It seems life would stay a whole lot easier to just keep paying rent!

Here are a few facts that may change your mind:

FACT: Right now, there are over 235 different types of home loans, some with surprisingly low or even ZERO Down Payment.

FACT: There are special government programs that help first-time homebuyers come up with a down payment.

FACT: The average mortgage payment costs about the same, sometimes less, as the average rent payment. For example, if you are paying $850 per month in rent, you could be making mortgage payments on your own $110,000 home. That would probably buy you a lot more space (and privacy!), than you’ve got right now.

FACT: 77% of renters surveyed said the biggest reason they won’t even check into the possibility of owning their own home is because they are afraid they will feel obligated to buy, or pressured by salespeople. Note: One way to stay in control while working with real estate salespeople is to get pre-qualified.

How Do I Figure How Much Home I Can Qualify For?

An easy and accurate way to figure how much you can qualify for is to get pre-approved for a loan, even before you begin looking at homes!

You can schedule a free, no-obligation appointment with a me, Javier Garcia by calling anytime 24 hours a day at 1-800-955-8765 Ext 703. In this meeting I will share with you what your options are and start the process of finding the perfect loan to fit your current needs. This will allow you to shop for your dream home in total confidence, because you’ll know you’ve already been pre-approved for the loan.

If you would like to know more about this FREE pre-approval process, please call 1-877-647-5500 for your FREE copy of the report "HOW TO GET PRE-APPROVED FOR A LOAN, BEFORE YOU BUY!" Don’t talk to any salespeople; simply leave your name and address on voice mail, and you will receive this critical report in several days.

For additional information concerning your mortgage needs, please call us TOLL FREE at 1-800-955-8765 or email us at info@vrnl.com