Schultz Financial Mgmt Corp

Risk-Controlled Portfolios for Serious Investors

Richard Schultz, President

Richard Schultz is the founder and owner of Schultz Financial Management.  He is a well-known financial educator in Orange County, California and speaks frequently on retirement planning and investment management.  He advocates a comprehensive approach to financial planning that integrates cash flow, tax, insurance, investments, and estate planning within the framework of a prudently designed financial plan.

Richard has been helping families plan for their future and invest wisely since 1991. He has advised retirees and pre-retirees, including key executives of Fortune 500 companies such as Boeing, Ford, Rockwell, Northrop, Sun Microsystems, Kaiser, and Union Bank.  He has helped many small business owners reduce their income tax burden by establishing tax advantaged retirement plans.   

Richard is a graduate of Moorhead State University, Minnesota (1981, BS Computer Science) and the College for Financial Planning  (1992, CFP Educational Program).

Although Richard does not sell insurance, he is licensed by the California Department of Insurance and provides fee-only advice with respect to life, disability, and long term care insurance.  Prior to becoming a financial planner in 1991, Richard worked as a software engineer in Orange County, CA for 10 years.

Richard is a Certified Financial Planner™, and a member of the National Association of Personal Financial Advisors (NAPFA), a prestigious group of true Fee-Only financial advisors that have met rigorous competency standards in comprehensive financial planning.  

Richard and his wife Cecilia  have 2 daughters and make their home in Cowan Heights, CA.